If you always feel like you're only ever saving money and never have any leftover to spend on yourself, this TikTok hack could be the perfect trick. 

As TikTok user @jandralee created the Savings Ladder that has reached over 3.5 million views. 

The now viral trend lets you put money away for a rainy day whilst having plenty left to get yourself a special treat. 

What is the Savings Ladder TikTok hack? 

The saving hack works by instead of saving a certain amount and putting it away each month you rather choose a reward for yourself.

@jandralee We’ve used this tip for almost 8 years, and it’s amazing. #financialfeminist #moneysavingtips #savingmoneyhack #savingsladder ♬ original sound - Jandra Sutton

After picking your reward you multiply its price by two, three or four, depending on the amount that you want to save. 

Such as if you purchase Apple Airpods that cost £119 you can then multiply the price by three giving you £357. 

That means you can buy the Airpods and still have an impressive £238 saved away. 

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